Woman Pleads “Not Guilty” To Multiple Allegations Of Obtaining Money Transfers By Deception
By Alric Lindsay
Stephanie Anne St John appeared in the Grand Court today, February 21, 2025, to face several allegations of obtaining property by deception. She pleaded not guilty to all counts except for count#1, which was not addressed in the Grand Court.
Allegations
Count 1 was not pleaded today, so no description was mentioned.
Regarding count 2, it was alleged that between December 31, 2020, and May 7, 2021, St John obtained property by deception by falsely representing monthly sales figures to receive commission payments. The amount concerned was approximately KYD 10,000.
For count 3, it was alleged that she dishonestly obtained a money transfer by deception between January 2021 and May 2021, concerning an amount totalling USD 36,000, by falsely representing to Lloyds Bank that she had the authority to make transfers.
For count 4, it was alleged that she dishonestly obtained a money transfer by deception between March 2021 and May 2021, totalling USD 7,993, by falsely representing to Toronto Dominion that she had the authority to make transfers.
For count 5, it was alleged that she dishonestly obtained a money transfer by deception in April 2021, totalling USD 11,360, by falsely representing to CIBC that she had the authority to make transfers.
For count 6, it was alleged that she dishonestly obtained a money transfer by deception between January 2021 and May 2021, totalling USD 13,425, by falsely representing to Chase Bank that she had the authority to make transfers.
For count 7, it was alleged that she dishonestly obtained a money transfer by deception between March 2021 and May 2021, totalling USD 6.638, by falsely representing that she had the authority to make transfers.
For count 8, it was alleged that she dishonestly obtained a money transfer by deception between January 2021 and February 2021, totalling USD 446, by falsely representing she had the authority to make transfers.
For count 9, it was alleged that she dishonestly obtained a money transfer by deception between January 2021 and April 2021, totalling USD 877, by falsely representing to Lloyds Bank that she had the authority to make transfers.
For count 10, it was alleged that she dishonestly obtained a money transfer by deception in April 2021, totalling USD 3,187, by falsely representing to Lloyds Bank that she had the authority to make transfers.
For count 11, it was alleged that she dishonestly obtained a money transfer by deception in April 2021, totalling USD 7,250, from LED Limited by representing items were sold to receive commission payments that were not otherwise due.
Trial date
After hearing the not-guilty pleas, Justice Richards set the trial date for October 6, 2025.
St John’s bail was extended to the trial date.
Note to readers:
Obtaining property by deception is covered by section 251 of the Penal Code. This states as follows:
Obtaining a money transfer by deception
251. (1) A person who, by any deception, dishonestly obtains a money transfer for themselves or another commits an offence.
(2) A money transfer occurs when — (a) a debit is made to one account; (b) a credit is made to another; and (c) the credit results from the debit or the debit results from the credit.
(3) References to a credit and to a debit are to a credit of an amount of money and to a debit of an amount of money.
(4) It is immaterial — (a) whether the amount credited is the same as the amount debited; (b) whether the money transfer is effected on presentment of a cheque or by another method; (c) whether any delay occurs in the process by which the money transfer is effected; (d) whether any intermediate credits or debits are made in the course of the money transfer; or (e) whether either of the accounts is overdrawn before or after the money transfer is effected.
(5) A person who commits an offence under this section is liable on conviction on indictment to imprisonment for ten years.
